Premarital Financial Counseling
in California

  • is this you?

    So much about relationships is communication, understanding, and money. Are you looking for counseling for both your marital wellbeing and your financial wellbeing?

  • Maybe you are a couple

    1. Who are not sure about how to get on the same page about money and you feel frustrated or like you are missing out.

      Or,

    2. Who grew up with different financial values and beliefs and want to create new ones that better align with who you are today.

      Or,

    3. Who find it difficult to talk about money so you avoid it and it is starting to impact your relationship.

  • Or maybe you ...

    are not sure where to begin when it comes to starting on the right financial foot when getting married.

  • Are you thinking ahead

    because you have read or heard that finances can be a stress in your relationship and you want expert guidance on how to create a life of financial intimacy, defined money management roles and systems, and a pathway to joy and wealth.

A photo of a couple with joined hands representing financial intimacy and security following a visit to a financial therapist in California.

You want specialized counseling that supports not only your emotional wellbeing but also your financial wellbeing. We understand. Premarital Financial Counseling at Koru Financial Therapy in California offers expert premarital financial guidance.

Why premarital financial counseling in California

Financial counseling & marriage

Congratulations! It's a wonderful time to plan your future together, but you may be wondering how to handle certain things. Maybe there is debt or premarital assets, income disparities, or differences in socio-economic backgrounds. You might also have real estate, a business, or children from a previous relationship. It's important to discuss these topics in a supportive manner to ensure both sides feel heard, confident, and secure.

Discussing finances before marriage

On the other hand, building a life together can be a beautiful thing. You want to talk about combining your money, lifestyle, values, goals, managing a household, saving, building wealth, spending on hobbies, and raising your children. It's normal to have differences, and it's essential to navigate these conversations as early as possible.

Koru Financial Therapy can help you establish financial intimacy, create safety and security, and prepare for wealth and wellbeing.


Why work with Koru Financial Therapy in California

Koru Financial Therapy knows and understands the excitement as well as the nerves that come along with deepening your relationship.

Koru Financial Therapy is the perfect choice for premarital couples who want to build wealth and wellbeing for the long term. For over six years, we have been helping couples increase awareness, understanding, and empathy while making financial decisions based on their values. We are thrilled to have the opportunity to work with you to achieve your goals and dreams. 

 

Our holistic curriculum has been developed over the years incorporating research and client feedback to address the emotional, psychological, relational, and cognitive aspects of money that couples will face throughout their journey together. You can trust us to provide you with the best care and support.


Our sessions typically run for 60 minutes, and you can expect to attend 6-8 sessions to cover the key tenets of Premarital Financial Counseling by Koru Financial Therapy.  


A couple with one person’s head gently resting on the other's shoulder represents strength and peace stemming from productive money conversations facilitated by a financial therapist in San Diego California.

What is discussed in premarital financial counseling?

Benefits of premarital financial counseling in California

  • When we think of intimacy in relationships, we don't think about financial intimacy but we should! Not only do we have a relationship with each other we have a relationship with our money and we need those relationships to find balance and harmony to be financially healthy and successful.

  • Let's be honest, talking about money can be hard but it doesn't have to be. Whether you experience shame, guilt, fear, or anxiety, Koru Financial Therapy offers an inviting, warm, and supportive space to build your balance both emotionally and financially.

  • Ever felt like you were on different pages or you realize that one of you is a spender and the other a saver? This is normal! Most couples have different money beliefs, attitudes, and behaviors. Let's accept that we are different and build your path to success that is reflective of both of you. Everyone wants financial security, joy, wealth, and wellbeing. Let's get your path underway today!

  • Most couples don't talk about values and how they use their money to enrich their lives. In Premarital Financial Counseling, this will be our focus, and using these values to guide you through difficult thoughts, feelings, and actions related to money. Investing early on in your relationship and applying these skills will carry you through the curveballs that life may throw at you over the years.

  • "I thought you were doing that". Has this ever happened to you? Whether implicit or explicit, there are important things to manage to ensure your money is cared for, purposeful, and working for you. Understanding and agreeing to roles in managing your money should happen early in the relationship and be reviewed periodically.

  • Where to next? Most individuals, couples, families, and entrepreneurs may think and hope for generational wealth but often it is not talked about and more so no planning takes place. With premarital financial counseling, you are setting the foundation and system to achieve generational wealth. Exploring your potential as a couple, the income you will derive over time and where you will save/invest or spend it, the potential for building a business, and the ability to plan for and fund opportunities for your family or your children. There are so many things to dream about as you take this next significant milestone in your life.

“Ultimately the bond of all companionship, whether in marriage or in friendship, is conversation”.

— Oscar Wilde

Effectiveness of premarital financial counseling in California

  • No one wants to be a statistic. The good news is that the divorce rate has been trending down, according to a Forbes article highlighting recent divorce statistics. Unfortunately, financial stress is still a prominent reason for divorce yet the top statistic for why couples marry is financial security.

  • Premarital Financial Counseling is steeped in communication. The exercises, skills, tools, and techniques are research and evidence-based to support you along the communication continuum: preparing, starting, and having conversations including hard ones. Equal to talking is listening and validating conversations heard.

  • "I didn't know that about you" or "I guess I didn't explore their relationship with money". Premarital Financial Counseling increases financial transparency and trust in the relationship, core stabilizing factors in a relationship.

  • Many couples, who experience financial infidelity, cite deferring to the other to handle the money because the partner is more savvy with money. This may be rooted in money avoidance beliefs, lack of financial literacy, and/or education. Premarital Financial Counseling supports education, literacy, and basic money management so both couples understand, and can address money concerns.

  • "I don't know where the money goes". This is a common complaint from couples seeking out services. There are many, many ways our society and culture is set up to take our money. Whether through taxes, services, housing, transport, to more daily things like DoorDash, subscriptions for anything and everything, we likely don't know where all of our money goes. Premarital Financial Counseling increases awareness, encourages analysis, and creates intention and purpose around money.


Begin premarital financial counseling in California with Koru Financial Therapy

  • Click on the button to schedule your free 20- minute consultation. We will reach out within 24 hours with some time/date options.

  • On the call we can go over any additional questions you may have.

    Being that rapport is an important part of therapy, we can explore I am a good fit. If not, I can provide you with resources or other referrals.

  • Plan for 6-8 sessions to complete your premarital journey!

    The first 3-4 sessions will be weekly, then bi-weekly, and as indicated.

Cost

Options & Fees

FAQs

Premarital financial counseling is an investment in yourself, your relationship, and the overall wellbeing of your financial life. The skills and practices learned can be used in many other aspects of your life.


Meet your financial therapist

A photo of a certified financial therapist in California that provides premarital financial counseling.

Mariah Hudler
Owner and Financial Therapist

Let’s get to it… you want a successful and meaningful relationship both emotionally and financially.

Hi, I’m Mariah. I am a licensed psychotherapist and certified financial therapist based in California who focuses on helping individuals, couples, families, and entrepreneurs create healthy relationships with their money. My specialties include premarital financial counseling, ADHD, anxiety, depression, adjustment, and money disorders.

My approach is to use a safe and shameless space to have productive money conversations.

My educational background includes first, a BA in Sociology from UC San Diego, and second, an MSW, from UC Berkeley. My licensure is licensed clinical social worker in CA, LCSW65613.

I look forward to our work together.

Other therapy services at Koru Financial Therapy

A colored woman touching her face exhibiting consternation when thinking about organizing her finances thus leading her to reach out to a certified financial therapist in California for support.

ADHD and Money Financial Therapy

Learn the impact of ADHD on money management. Koru Financial Therapy in California provides a supportive and neuro-affirmative space to discuss money concerns.

Picture of a Financial Meeting where money struggles are discussed and the client receives support for financial stress and anxiety by a financial therapist in California.

Individual Financial Therapy

Learn how individual financial counseling in California with Koru Financial Therapy helps individuals gain confidence and control over their money.

A picture of a group of jovial people as they work through money skills and improve their financial wellbeing in Group Financial Therapy led by a CA Financial Therapist.

Group Financial Therapy

Learn how Group Financial Therapy supports individuals using connection, support, coping skills, and expert guidance to reshape their relationship with money.

You, Me, & Money E-guide

You, Me, & Money E-guide

A picture of a book cover from You, Me & Money, A Couple's Quick Start E-Guide to Building Financial Rhythm by Mariah Hudler

You, Me, & Money: A couple’s quick start e-guide to building financial rhythm.

Talking about finances in your relationship is challenging. This e-guide helps couples start talking about money in a healthy way by building a FINANCIAL RHYTHM in their relationship.

Contact Us

Hours
Monday, Tuesday, Thursday
10am–5pm

Phone
(916) 234-6733

Calls or emails will be returned within 24 hours during business days.

Services

  • In-person

  • Ecotherapy

  • Online